Bengal Commercial Bank Job Circular

Bengal Commercial Bank Job Circular
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Post Name: RO/ ARM (Jr. Officer-Executive Officer), Secured Loans, SME Banking

Bengal Commercial Bank Limited

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Vacancy

Not specific

Job Context

  • Position: Jr. Officer/ Officer/ Senior Officer/ Executive Officer
  • Position will be offered to the deserving candidates on the basis of experience and competence.
  • Candidates with relevant experience in SME Banking are requested to apply.

Job Responsibilities

  • To achieve set SME Business Asset & Liability targets in terms of sales volume and number of accounts to develop own SME portfolio
  • Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client’s objectives, effective identification of financial needs, offering financial solutions
  • To develop sales strategies for product channels and managing existing portfolio health
  • Monitor proper utilization of investment facilities in SME accounts and maintain the quality of risk assets and ensure periodic review of the facilities
  • Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, investment viability, customer payment history, customer credit-worthiness etc.
  • Maintain an in-depth knowledge of the customer’s business through regular customer visits and industry research
  • Monitor Non-Performing SME Investment and decide on appropriate strategies and plan to liaise with recovery activities.
  • Ensure compliance with internal policies and procedures and external regulatory requirements
  • To follow and maintain the compliance of all types and policies of the competent authorities

Employment Status

Full-time

Workplace

  • Work at office

Experience Requirements

  • At least 2 year(s)

Additional Requirements

  • Post-Graduation from any reputed university with no Third Division/Class
  • Minimum 2 years of experience in working in a SME/ Corporate Relationship Management Team of a reputed banks /FIs
  • Strong knowledge in banking/ financial services, SME products and compliances
  • Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses
  • Well round knowledge of the Bank’s operations and processes and excellent knowledge of credit policies and procedures
  • Experience of working in centralized environment and real time on-line banking will be an added advantage
  • Excellent interpersonal, public relationship, team building and people management skills
  • Excellent communication & interpersonal skills
  • Sufficient knowledge to operate Microsoft Office Applications

Job Location

Anywhere in Bangladesh

Salary

  • Negotiable
  • Bengal Commercial Bank Ltd. offers excellent compensation & benefit packages.

Job Source

Bdjobs.com Online Job Posting.

Post Name: Branch Manager (SEO & Above)

Bengal Commercial Bank Limited

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Vacancy

Not specific

Job Context

  • Position: SEO and Above
  • Position will be offered to the deserving candidates on the basis of experience and competence.

Job Responsibilities

  • Develop and execute business plan and strategy in line with achieving the Branch contribution to profitability and growth
  • Planning, directing and managing Branch Team for acquiring new businesses and achieving desired sales targets
  • Ensuring smooth functioning of daily banking operations and high quality customer services
  • Playing key role for delivering tailored financial solutions that meet customer’s needs; building long lasting relationship with local community
  • Effective ownership and execution role of single captain in promoting and establishing business contacts and manage relationships for expansion of business opportunities
  • Ensure effective process, regulatory compliance and controls for preventing money laundering in line with regulatory requirements
  • Leading, coaching and managing people, assisting them to achieve individual and team targets as well as fostering their individual career development aspirations.
  • To achieve Assets, liabilities and other business targets.
  • To help and organize sales promotions (Campaigns, presentations, seminars, exhibitions etc.) in co- ordination with the other channels.
  • To communicate with customers and potential customers for sales opportunities.
  • To ensure compliance with existing AML policies of the bank & local directives to preventing Money Laundering

Employment Status

Full-time

Workplace

  • Work at office

Educational Requirements

  • Post Graduation from any reputed University with no Third Division/Class

Experience Requirements

  • At least 10 year(s)

Additional Requirements

  • Minimum 10 years of experience in any reputed bank with 4 years of experience in similar role preferably in a large corporate branch located in Dhaka City having excellent clientele base for Corporate, SME & Retail Businesses
  • Solution oriented and able to work effectively in a fast paced environment and contribute ideas
  • Experience of working in a centralized process and real time on-line banking environment is preferable
  • Strong knowledge of Branch Operations, General Banking, Lending Operations & Credit Management, and Foreign Trade Operations is required
  • Well conversant with Bank Companies Act, Partnership Act, Bangladesh Artha Rin Adalat, AML Act, Negotiable Instrument Act, Regulatory Guidelines, respective job related Laws and acts, etc.
  • Strong leadership qualities for coaching, mentoring and managing people
  • Excellent business communication skills with effective sales acumen and strong interpersonal relationship

Job Location

Anywhere in Bangladesh

Salary

  • Negotiable
  • Bengal Commercial Bank Ltd. offers excellent compensation & benefit packages.

Job Source

Bdjobs.com Online Job Posting.

Job Summary

Published on: 8 Sep 2022

Vacancy:  Not specific

Employment Status: Full-time

Experience: At least 10 year(s)

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Application Deadline: 5 Oct 2022

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